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123 N Madison Avenue, Ottumwa, IA 52501.
Welcome to this spacious and inviting 4-bedroom home offering plenty of room, storage, and versatility! The home features three bedrooms on the main floor with an additional fourth bedroom upstairs, providing flexible space for a growing family, guests, or a home office. The main floor includes a full bathroom, while the basement offers an additional shower for added convenience. The kitchen is a standout feature, showcasing beautiful custom oak cabinets that provide plenty of storage and timeless appeal. Storage will not be an issue here! This home offers lots of storage throughout, making it easy to keep everything organized. Outside, you'll find two separate one-car garages, providing excellent space for vehicles, hobbies, a workshop, or additional storage. Even more value comes with this property, as the sale includes the additional lot located at 125 N Madison. This extra lot provides additional outdoor space and possibilities for the new owner.
MLS ID: 6341460
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123 N Madison Avenue, Ottumwa, IA 52501.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $119,000 | $119,000 | $119,000 |
| Down Payment | $23,800 | $4,165 | $29,750 |
| Monthly Mortgage Amount | $594 | $729 | $747 |
| Taxes | $166 | $166 | $166 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $52 | $0 |
| Monthly Estimated Total | $860 | $1,047 | $1,013 |
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